what are the cma report elements for the lender ?

CMA report is also known as credit monitoring arrangement report which is a complete document in itself to ascertain the past and present performance of an organization in financial perspective. This is necessary for the lenders and banks to predict the financial health of a business.

For businesses and enterprises, banks and lenders are needed these type of documents from the borrower. They need this CMA report when the money requirement is between 2 crores to 5 crores. Banks have to give the list of the credit borrowers to the Reserve Bank of India. Now, let’s discuss the elements of the CMA report -

Particulars of limits -

This is the first element, which is required by the lenders to the borrower. In it, the complete list of the existing fund and non-fund based details are included in it.

Operating Statements -

This is the second element of the report, in which the past and present profit earning capacity of the borrower is anticipated. All kind of marketing, expenditure and sales data are recorded in the operating statements. The data span is of 3 to 5 years.

Balance sheet analysis -  

It is the most important analysis of the borrower’s business, in which the all the information is contained about business liabilities and assets. This gives the most proper clarification of the borrower financial position to the lender and banks.

Calculation of the maximum permissible bank finance -

This statement shows the capacity by using the calculation of MPBF. It shows the ultimate working capital requirements needed for the borrower.

Fund Flow statement -

Through this statement, the overall fund transfer in and outside of the business in a peculiar time period is determined. It indicates the current financial capacity in form of total turn over for the business of the borrower.  

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reference links -

https://woodentray11.blogspot.com/2019/02/what-is-elements-of-cma-report.html

What is the role of the coldfusion in the sync of application on multiple servers ?

Keeping websites in sync with multiple servers in a clustered environment is not an easy task because in this task, server settings are also needed to maintain at a very essential level with content and application elements. Generally there are multiple individuals to maintain these settings but to maintain them at individual level is very difficult.

There are following settings to be considered for maintaining these server settings like -

• Operating system and web software upgrades.
• OS configuration settings like - registry, mappings, services etc.
• JDBC settings.
• Coldfusion administrator settings.
• HTML pages and CFML documents.

To maintain these tasks is full of hassles. Although there are many options and tools available to perform these tasks but it is impossible to use only one tool to perform all of these operations. There are multiple of tools needed to perform these operations like -

FTP - To copy files & directories from one server to another.

Deployment software - To copy all kind of files, documents and directories to another server from one server.

Coldfusion 9 archive - For deploying your coldfusion application content, directories and other settings.

These tools are viable options for the application developers for handling the application in sync with other servers. Companies can also prepare their own scripts and tools to handle all these tasks but again these tools are required time to develop and code testing is necessary for proper functioning. Companies should take the decision as per their convenience.   

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reference links -

https://woodentray11.blogspot.com/2019/02/how-to-keep-websites-in-multiple.html

What is the importance of coldfusion administrator ?

The coldfusion administrator is a complete browser based application which is made for user access to administrator API and performing server operations. Till the edition of coldfusion 8, coldfusion administrator was secured by only a single user password and later on the facility of sandbox and services restriction by IP address was provided.

There are many parts of coldfusion administrator API like -

Administrator - for setting user password and server access.

RDS ( remote development services ) - choose the authentication type of the application and set authorization for the RDS in coldfusion.

Resource security - setting configuration for the designated areas of the coldfusion application

User Manager -  assigning access rights to the to administrator resources and rights.

Allowed IP addresses - enter client IP addresses to access/revoke services

In the administration page, which is divided into two parts - coldfusion administration and root administration. In both of these partitions, authentication is provided to every user by providing following methods -   

• By providing a single password only.
• In case of multiple of users, providing a separate username and password.
• No authentication also be provided.

In the root administration page, only a single password utility is provided to the user. It is done via the coldfusion installation. CLick at the submit changes completes your task.  

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reference links -

https://alokjasmatiya99.dudaone.com/how-to-create-a-service-layer-will-be-helpful-to-you-in-coldfusion-framework

What are the 5 important elements of credit monetary analysis ?

In a normal layman terms, credit monetary analysis is the process in which potential for lending money by banks to a businessman is measured. As per RBI guidelines it is provided for three types of loans  -

• working capital limits
• term loans
• project loans

The 5 C’s of credit monetary analysis -

Character -

It is the first step in which a lender analyses the general financial situation of the borrower. In it the qualitative information is collected about the borrower’s background, enquiries, community perceptions, market opinion surveys and many other trusted resources.

Capacity -

It is the most important step for analysis by the lender that how the money amount of the lender is going to take place from the borrower by the lender. For this the cash flow, payment history and time limits are decided by the lender.

Capital -   

This is also one of the most important factor for analysis by the lender because it is a commitment to the business by the borrower. This determines that the borrower will have good personal financial assets to repay the loan.

Guarantee -

Guarantees are the legal documents, which are an assurance to the lender that if the borrower fails to repay the loan amount then who will repay the loan. It is a way to mitigate the default risk.

Conditions -

Conditions determine the purposes for which the loan is being taken. The purposes are many - lending machine, inventory, working capital, long term investments etc.

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reference links -

http://indcrafts11.moonfruit.com/coldfusion-probes/4594539694

What is the importance of log files in maintaining the coldfusion application security ?

One of the biggest things is to understand about an application, that why an application is behaving unexpectedly after being deployed. There are many type of problems occurring in coldfusion application like - slowdown in performance, memory space spikes, unresponsiveness and strange behaviour.

One of the initial steps of monitoring a coldfusion server application is to set a baseline. The baseline setting means to determine about the server that how will an application will behave under normal conditions. One of the important methods of monitoring coldfusion application is collecting data about the bugs, security threats, bottlenecks and troubleshoot problems at a period of time.

From the launching period of coldfusion 9, many analytical tools are provided. Analyzing all the coldfusion log files is the indicator of the successful maintenance of the coldfusion application. There are many log files of a coldfusion application like -

application.log - records every error in the application

customtag.log -  records custom tags in the application

flash.log - records flash logging errors

jrun.log - this log stores the java runtime errors

mailsent.log - records email messages sent

rdservice.log - records errors in remote development service

server.log - records server errors in the coldfusion application

ColdFusion also provides you the facility of tracking the long time requests through its coldfusion administrator. Periodically by log file viewing, application developer can make an assumption of how an application is responding with the time.    

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reference links -

https://the-erp-software.site123.me/blog/what-is-the-importance-of-log-files-in-maintaining-the-coldfusion-application-security

What are the layers of information transfer ?

In online learning, for any of the successful transfer of the information to the students or any candidate, it is necessary to assess that they do have the computing skills to understand the concept of real information. There are following layers of information transfer -

layer 1 - The basics -

In the basics layer, the basic study material is provided to the students in the form of books and online material. Each year, Government tries to introduce the right awareness campaigns for the different level of students and by this, they have the opportunity of making basics right from the beginning.

layer 2 - trust and responsibility -

In this second layer, after getting the primary level of skills the students are taught the public and social skills to gather the further skills. In this layer, the academic course is later combined with the cocurricular activities. Trust and responsibility are the important notions for a student. A degree of the individual states the level of confidentiality the person has.

layer 3 - The information professional          

After completing academic session of life, a student is able to take on his professional responsibilities. It is necessary to learn for an individual that the necessary computing skills acquired at the academic level will be somewhere useful for him. It is necessary to have life long learning environment for an individual.   

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reference links - 

https://lucidoutsourcing.wordpress.com/2019/02/26/what-is-the-importance-of-the-coldfusion-log-files/

What is the role of the dynamic learning system model in the organization ?

The dynamic learning system model is a collection of E-learning, Knowledge management & assurance of learning which integrates the power of these elements to make your organization learning & knowledge based.

DLS deals in collecting data analysis and making strategic decisions to measure the individual performance at total performance parameters. To take a successful strategic decision, it is necessary to evaluate the e-learning and knowledge management program outcomes  and to make it more better.

During a dynamic learning system model launching, the focus is not on the knowledge itself but on the learner itself that what is needed to know for an individual. Assurance of learning involves all the processes and framework, in which a learner has to know what is needed to be learn and what is to be done to implement in practice.

Knowledge management and E-learning assures that the employees should innovate learning instead of training while performing their routine activities. The overall purpose of developing an optimal system in which total metadata of the learning program can be created.

In order to move a working system, it is necessary to adopt the overall assessment programs at the levels of peers, self and achievement level, so that a complete development of system to output from the input and to make an employee an active generator of knowledge dynamic learning system is very necessary.

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reference links - 

https://the-erp-software.site123.me/blog/what-is-the-need-of-dynamic-learning-model-system-in-organization

What is the role of the coldfusion in setting the security levels ?

In this era of cyber terrorism, there is big need of the application data security and protecting its sensitive user data. There are always security risks for any application on any inherent network machine. There are not only risks to code, infrastructure, database and its integrity but also effects to the end user tool. In this post, let’s try to understand the security risks of an application -

Data Level -

Application data is the most sensitive part of the application, because it can be accessed by any authorised or unauthorised user of the application. There are many kind of data integrity, resource accounts permissions, encryption activities which decides the security of data access.

Web server level -

Administrators can provide the user integrity to the web application server. A server is like a public interface to the user. There are many kind of web solutions like - SSL, network firewall, VPN which are used to protect the web server.

Application server level -

Application server work as a middleware to the database and web server. Application server can be configured with its own security paradigms. Developers can also code their own security paradigms and provide authenticity to the user.

Operating system level -

There are many advanced server operating systems like - Linux, Ubuntu which have their own security paradigms. Some advanced operating systems can completely encrypt their file system from unauthorised application access.

Network system level -

There are both types of security mechanisms like - hardware and software. Any network OS requires physical security perspectives in a multitiered network infrastructure.  Through firewall, VPN, filtering, access control policies you can define the limits.

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reference links -

https://lucidoutsourcing.wordpress.com/2019/02/25/how-to-secure-coldfusion-applications-at-your-side/

How are the global trends effecting the online learning trends ?

Today is the biggest need of the talented workers in the businesses and organizations. It is felt to find necessary the global supply of talent and labor in this 21st century. Today the world population is more than 6 billion people in which 3 billion people are in workforce.

Ensuring adequate supply of demand and supply is needed high level of flexibility and creativity. First of all, to fulfill this requirement, three level education system is necessary to be converted into lifelong learning.

Literacy is another factor which affects the supply chain of tant in this whole world. The information is necessary to be spread over the citizens, vendors, customers and business levels. At the global level, language barriers are necessary to be removed.

Some philanthrophers believe that the global cultural elements should be preserved via E-learning mediums instead of distilling it into the global universal level. It will be also helpful in preventing of the psychological barriers worldwide.

Today in the working population, it is necessary to remove the gender differences in work and education levels. In the developed economies, the role of women is increasing. From 2019, it is expected that the women role in employment activities will be upto 3 times more since 2000. It will remove the homogeneous workforce environment in the worldwide working population.   

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reference links -

http://dreamteam99.blog.wox.cc/entry3.html

What is the role of the coldfusion in getting the server monitoring services ?

In the previous version till coldfusion 8, to monitor the state of the coldfusion application server, multiple log parsers like - SNMP, JVM were used. SInce the launching of the coldfusion 9 edition, coldfusion server monitor is there, by using it has no need of the third party tools. Coldfusion Server Monitor is the flex application, which is the best helping tool for you to monitor different specific activities of your server -  

• server requests
• thread usage
• real time server queries
• memory usage
• unresponsive errors

What type of tasks CSM can perform for you ?

Coldfusion server monitor can perform the following activities for you -

• set intervals for information gathering
• filtering the information
• take snapshots of a period of activities
• generate monitoring activities
• creates a variety of alerts for specific activities
• perform specific actions on events

In the CSM, there are three types of options for coldfusion server monitoring -

• start monitoring
• start profiling
• start memory tracking

Thus coldfusion server monitor also allows you to monitor your application and also to focus on the specific area, where the problems are occuring. CSM allows you to access the loads of information to tell you which were difficult to notify.

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reference links - 

http://dreamteam99.blog.wox.cc/entry4.html

What are the type of alerts in the coldfusion server monitor ?

The coldfusion monitor is a wonderful feature which you should use for the better performance of your application. Today we will focus on those features of the coldfusion server monitor, in which it provides the alert facility for thresholds or specific events which has happened to your coldfusion server.  

To create an alert for any specific event or threshold, coldfusion facilitates with the option of alert configuration in the application. There are four types of alerts in the coldfusion server monitor -

Unresponsive server -

This alert is created when the threads don’t respond in a predefined time period. The counting of these processes is done in the server monitor. This counting is known as the hung thread count.

Slow server -

This alert is created when the total response time is below than the average response time. The server response time is counted in seconds. This alert can be created in case of the unresponsive server.

JVM memory -    

This alert is created when the when the JVM (Java Virtual Machine) compiler uses the memory defined by the application developer. This alert is created in the case of the garbage collection.

Timeout -

This value can be counted in the seconds. This alert is created when the server processes are waiting for the execution by the CPU and it can not respond within the predefined time. This alert can also be triggered in the case of the unresponsive server case.

All alerts are notified by using the following tools -

• send emails.
• creating snapshots.
• kill extra time and space consuming processes.
• and rejecting new requests.
• creating custom CFCs.

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reference links -

https://universityerp11.cabanova.com/about-us.html

What is the need of the editorial review in the academic research projects ?

Today is the era of information technology. Web publishing is today the biggest trend of the era and in the last fifteen years, the web publishing for individuals is getting so easy by just creating an account with the google, bing or yahoo alike services. Today the increasing amount of the online content is increasing the problem of information overload regarding to an entity.

In the case of an adult learner, the online publishing done by them is not contextual and relevant. To make it more pertaining to the subject, editorial guidance and peer review is more necessary. It is necessary for the academic and professional career of the adult learners because they are more job and employment oriented.

The editorial reviewed post will be helpful in the knowledge base of the colleges, institute and university and it is also helpful in the professional accommodations. To submit an editorial reviewed project report is more useful than the self assessed copy of the students and candidates.

The research projects are also considerable for the seminars, webinars and conferences. The sharing of the knowledge increases the professionalism in a subject field. It creates a sense of expertise and leadership in the chosen field. It also creates a sense of life long learning in the adult learners.

To create the academic knowledge base in the university or college institute forgers the relationship between the adult learners with the academic institute. This relationship should not be like the relationship of the classroom teaching just to take for a diploma, degree or any academic course.    

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reference links - 

https://alokjasmatiya99.cabanova.com/1.html
https://www.yemle.co/profile/alokjasmatiya99
https://amara.org/en/profiles/videos/alokjasmatiya99/

How should a student be emerged into the professional research ?

Engaging the adult learners into producing, developing and constructing into the scholarship programs and online publishing activities is a complex task. It has been 25 years of establishment of www world and internet, still we have not been able to make students capable enough in to the web publishing activities.

There was an era, where writing and publishing activity was limited to the classroom. Since students are showing interest in getting involved in professional course material development still its pace is too much slow to prepare the adult learners in to professional scholars. It is still academic and short term activity.

To increase the student engagement into academic projects and scholarship activities, students are needed to motivate for submitting their academic project reports on a prescribed format. It is importantly needed to notify students that they will not be judged at initial level and will not be graded as well.

This idea was firstly implemented into the Maryland University College in 2009, in which graduation completing students took participation in the publication process of their research project. It was estimated that more than 64% of students were found more focused and excited towards their academic research project.

An adult learner is a currency of the university and academic institutions because they can add the true value to the knowledge base of the university. It is also good for their academic and professional career as well it is also good for the knowledge management of the universities.   

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reference links -

https://universityerp.my-free.website/student-projects-involve